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Also
see
our
sites on Private Pension Issues, Trade Unions and Pension Issues
and World Pension Issues
Report: How Much to Save for
a Secure Retirement (November 2011) Consult this simple model to
estimate what percent of earnings an individual must save to ensure a
financially secure retirement. Much depends on when the worker starts
saving, when he or she retires, and how much is invested in retirement
savings. Those who start saving early and work longer tend to save more
than those who earn higher returns on investments.
Report: How Prepared are State and Local Workers for Retirement? (October 2011) The report summarizes the
results of a test of the hypothesis that state-local workers have
more than sufficient money for retirement. It shows that households
with long-career state-local employees fall short of the target
replacement rate of 80 percent of pre-retirement earnings. The author
suggest that this is because employees who leave state-local employment
claim an immediate benefit. The report claims that most households with
a state-local worker contain a person employed in the private sector,
which offers considerably lower replacement rates.
Report: Social Security COLAs Are a Protection, Not a Windfall (July 2011) |
